FEMA Region 10
Mitigation Division

Purpose of this Document -- Background of the NFIP -- FEMA Model Ordinances -- Format Used in the Report -- Not All Regulations are Alike -- Note to Readers -- Permit Required for All Structures and Other Development -- Permits from Other Agencies Prior to Issuance of Floodplain Permit -- Building Sites Reasonably Safe from Flooding -- Anchoring (other than for Manufactured Homes) -- Materials Resistant to Flood Damage -- Methods that Minimize Flood Damage -- Elevate or Floodproof Utilities Servicing the Structure -- Subdivisions, Other Large Developments -- Water and Sewer Systems, including On-Site Sewage Systems -- Use of Other BFE and Floodway Data, Managing Unnumbered A Zones -- Elevation and Floodproofing Certificates, Record Keeping -- Alteration of Watercourses -- Anchoring & Installing Manufactured Homes in Unnumbered A Zones -- Elevate Residential Structures -- Crawl Space Construction -- Nonresidential Building Elevation, Floodproofing and Certification -- Substantial Improvement/Substantial Damage -- Openings in Enclosures -- Manufactured Home Elevation -- AO Zones – Residential and Nonresidential Elevation -- Mapping Partially Complete Flood Protection Systems -- Encroachments Where Maps Show BFEs, but No Floodways -- BFE Increases Greater than One Foot -- Recreational Vehicles -- Community Must Adopt Floodway -- The Floodway Encroachment Standard -- Landward of Mean High Tide for Coastal Construction -- Elevating and Anchoring in V Zones – Certification -- Breakaway Walls, Obstructions -- Fill Prohibited for Structural Support in V Zones -- Prohibit Man-Made Alteration of Sand Dunes -- Manufactured Homes and RVs in V Zones -- Ordinance/Administration -- CAVs, Enforcement, Compliance -- Probation, Suspension, other Compliance Tools -- Variances -- LOMAs and LOMRs -- A Few Words About Insurance -- Basic Lender Requirements in the NFIP -- Legal Issues